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If a debt collector contacts you about an alleged past due balance, you have the right to dispute their claim and request proof you actually owe the money.

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If you do not have a lump sum of money to offer, you can propose a settlement that includes a monthly installment. We could resume regular credit sample debt from creditors will note. You absolutely want a letter that outlines the creditor, collection agency or law firm is taking less than what you owe. Thank you for your consideration. Order and the Public Interest.

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